Supplemental Benefits for Employers, Employees, Educators & Students

Learn why businesses and school districts are utilizing the SIMRP tool made possible by the Affordable Care Act.

Employer Tax Savings

Take advantage of tax savings empowered by the Affordable Care Act.

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Employee Preventive Care

Increased preventive care while increasing net take-home pay for employees.

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Educator Preventive Care

Supplemental preventive care for teachers, staff & administrators.

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Student Scholarships

Giving college bound students the boost they need.

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SIMRP FACTS

The Self-Insured Medical Reimbursement Plan (SIMRP) was enacted in 2010 under the Affordable Care Act, and found compliant with the IRC 213(d), 106(a), 105(b), 1.105‑11(i) and 104(a)(3) codes, and all applicable IRS memos, ERISA regulations, HIPAA, and the ADA.

✔ PAIRED WITH A HEALTH INSURANCE PLAN, the SIMRP forms an integrated plan called a “105 Plan.”

✔ Employees are able to pay for their preventive care program through payroll deductions before taxes are applied (pre‑tax). This is allowed under IRS rules (Section 106(a)), which state that the value of preventive care plans that include medical care can be excluded from an employee’s taxable income.

✔ The pre‑taxing of the preventive care plans reduces the employee’s taxable income. Employers pay less in Medicare and Social Security taxes, further reducing the overall tax burden and saving employees money.

WHAT IS HEALTH RELIEF

Health Relief is a preventative care management company that enhances employee health while creating significant tax savings for your organization.

Our Preventive Care Programs are built on IRS‑approved tax codes designed to encourage both employers and employees to prioritize health and wellness. These benefits are available to organizations of all sizes, as long as they meet the eligibility requirements and follow IRS guidelines precisely.
Our Preventive Care Programs are designed to deliver maximum value — but to get started, your organization needs to meet three important qualifications:

✔ Participants must be full‑time employees.

✔ Participants must be W‑2 employees.

✔ Participants must have Affordable Care Act–compliant health insurance.

Our Preventive Care Programs do not replace your current health insurance plan; rather, they work alongside your medical plan, providing your employees with additional preventive care support.
Each participant has a personal portal tailored to their preferences and health goals, supported by a live A.I. environment that drives engagement and helps them reach those goals. Our Virtual Assistant is available at all times to guide and support individuals throughout their well‑being journey.

Discover Our Preventive Care Programs

We invite you to explore our preventive care programs and discover how they can help organizations of all sizes build a healthier, more financially resilient team—without requiring any changes to your existing healthcare insurance plan or wellness programs.